About this app

EarnIn is the original same-day pay app1 — with overdraft help, saving tools, credit score monitoring, and more to help you take control of your personal finances.

GET UP TO $150 PER DAY2
Access up to $150/day, with a max of $750 per pay period with Cash Out. Get your money in your bank account in minutes for a small fee or in 1-3 business days at no cost. Why wait for payday? Access your money as you work with EarnIn.

NO MANDATORY FEES
No interest, no credit check, no membership fees, nada.2 EarnIn is a smarter & faster alternative to cash advances and payday loans. Pay a tip — only if you choose.3

ACCESS YOUR OWN CASH
Get paid as you work, not weeks later. Tap into money you’ve already earned to pay bills in advance, keep your budget on track, and more. Why borrow money, take out a payday loan, or use a cash advance?1

GET PAID EARLY
With Early Pay, you can get your paycheck up to 2 days early. Just $2.99 per expedited transfer to your primary bank.4

HELP AVOID OVERDRAFTS
With Balance Shield, you can get alerts & custom transfers from your own pay to help protect your bank balance and avoid overdraft fees.5

TRACK YOUR CREDIT SCORE FOR FREE
Your VantageScore 3.0® by Experian® is just a tap away.6

EFFORTLESS SAVING & BUDGETING TOOLS
Save money from every paycheck with Tip Yourself. Save towards bills, travel plans, or a rainy day fund with automatic (or manual) transfers when you get paid. EarnIn helps you reach your savings goals one paycheck at a time.7

SAFE AND SECURE
We use the latest in security technology to keep your data and money protected.

BACKED BY SUPPORT
Questions? Chat with your EarnIn Care Team via app or web — we're available every day of the week.

EarnIn is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Chime (SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta, MoneyLion.

EarnIn
391 San Antonio Road, Third Floor
Mountain View, CA 94040

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EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC.

1 Expedited transfers available for a fee. Visit Earnin.com for full detail.

2 EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details.

3 Tips go to EarnIn. Whether you tip, how much and how often you tip do not impact the quality and availability of services.

4 Early Pay requires a Deposit Account with Evolve Bank & Trust. Fees and restrictions apply. Visit EarnIn.com for full details.

5 EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details.

6 Your VantageScore 3.0 may differ from the score your lender uses. Visit Experian.com for full details.

7 Tip Yourself accounts are held by Evolve Bank & Trust, 0% APY, no monthly fees. Terms apply. Visit EarnIn.com for full details.

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