About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Downloads